![David Chance](https://cdn.prod.website-files.com/626a518e6507e34a484ee1fd/626a518e6507e3a5364eebe1_5f3291a267b974963a7c2e68_Website.png)
David Chance
VP Strategy & Innovation, Fiserv
David Chance discusses how the UK has fallen behind Europe on payment innovation, the regulation that can be used to catch-up, and how a little imaginative thinking can improve retail experiences and close growing equality gaps in society.